{"id":239,"date":"2018-02-27T09:05:49","date_gmt":"2018-02-27T09:05:49","guid":{"rendered":"https:\/\/firmalan.com\/sv\/?page_id=239"},"modified":"2026-07-29T21:43:15","modified_gmt":"2026-07-29T21:43:15","slug":"bank","status":"publish","type":"lana-pengar","link":"https:\/\/firmalan.noordev.se\/sv\/lana-pengar\/typ\/bank\/","title":{"rendered":"Bankl\u00e5n"},"content":{"rendered":"\n

Det vanligaste finansieringsalternativet f\u00f6r f\u00f6retag \u00e4r bankl\u00e5n. \u00c4ven om m\u00e5nga mindre finansbolag nu erbjuder f\u00f6retagsl\u00e5n \u00e4r det alltj\u00e4mt banker som l\u00e5nar ut merparten av kapitalet vid st\u00f6rre investeringar, ink\u00f6p av dyra maskiner eller utrustning samt f\u00f6retagsk\u00f6p. I regel \u00e4r bankr\u00e4ntorna dessutom mer f\u00f6rdelaktiga \u00e4n hos de mindre kreditgivarna, detta g\u00e4ller inte minst f\u00f6r l\u00e5n \u00f6ver 1 miljon kronor.<\/p>\n\n\n\n

En annan f\u00f6rdel med att l\u00e5na pengar fr\u00e5n en bank \u00e4r att du som kund kan f\u00e5 tillg\u00e5ng till flera andra anv\u00e4ndbara f\u00f6retagstj\u00e4nster s\u00e5 som konto med spar samt tillkopplad f\u00f6retagskredit eller andra anpassade uppl\u00e4gg s\u00e5 som leasing eller avbetalning. Flera banker har specialanpassade l\u00e5n f\u00f6r specifika syften; s\u00e5 som maskinfinansiering f\u00f6r investeringar i maskinpark\/fordonsflotta samt fastighetsl\u00e5n f\u00f6r uppf\u00f6rande, byggnation och fastighetsk\u00f6p.<\/p>\n\n\n\n

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Marginalen Bank<\/h2>\n\n\n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n 200.000-5.000.000 kr.<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n 24-60 m\u00e5n.<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning sker normalt inom 2-5 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n Individuell r\u00e4ntes\u00e4ttning, se kostnadsexempel<\/a>.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Ingen uppgift.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Ingen uppgift.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kan g\u00f6ras, en l\u00f6sensumma tillkommer vilken best\u00e4ms av storleken p\u00e5 din slutliga inbetalning. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Info om betalningsanm\u00e4rkning saknas.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om Marginalen Bank F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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SEB AB<\/h2>\n\n\n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n SEB Bankl\u00e5n \/ Kontokredit minst 30.000 kr
\n\tEnkla firman finansiering 10.000\u2013300.000 kr
\n\tEntrepren\u00f6rsl\u00e5net 10.000-25.000 kr\n\t<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n \n\t\n\tOlika \u00e5terbetalningstider till\u00e4mpas vid bankl\u00e5n.
\n\tEnkla firman finansiering max 5 \u00e5r
\n\tF\u00f6r entrepren\u00f6rsl\u00e5net \u00e4r l\u00f6ptiden 2-10 \u00e5r.<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning sker normalt inom 2-3 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n Fasta avgifter tas ut f\u00f6r l\u00e5net. Se aktuella l\u00e5neexempel<\/a>.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Se ovan.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Ingen information om krav p\u00e5 personlig borgensf\u00f6rbindelse.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kan g\u00f6ras enligt avtal. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Info om betalningsanm\u00e4rkning saknas.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om SEB F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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Swedbank AB<\/h2>\n\n \n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n Swedbank investeringsl\u00e5n 50.000 – 250.000 kr\n\t<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n \n\t\n\tInvesteringsl\u00e5n 3-5 \u00e5r (belopp \u00f6ver 100.000 kr ut\u00f6kad l\u00f6ptid till max 10 \u00e5r).
.<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning sker normalt inom 2-3 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n R\u00f6rlig r\u00e4nta med koppling till bankens basr\u00e4nta.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Ja, uppgifter vid offert.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Ingen information om krav p\u00e5 personlig borgensf\u00f6rbindelse.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kan g\u00f6ras enligt avtal. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Info om betalningsanm\u00e4rkning saknas.<\/td>\n \n <\/tr>\n\n \n\n<\/table> <\/span>\n\n\n
Mer om Swedbank F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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Svenska Handelsbanken AB<\/h2>\n\n\n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n 50.000-15.000.000 kr.<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n 3-7 \u00e5r.<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Uppgift saknas.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n R\u00e4nta och amortering. M\u00f6jlighet att dra av moms och g\u00f6r avskrivningar p\u00e5 investeringen.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Info saknas.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Kr\u00e4ver personlig borgensf\u00f6rbindelse alt. f\u00f6retagsinteckning.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Uppgift saknas. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Info om betalningsanm\u00e4rkning saknas.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om Handelsbanken F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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Nordea Bank AB<\/h2>\n\n\n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n Nordea Bankl\u00e5n \/ Kontokredit \/ Fastighetsl\u00e5n
Maxbelopp saknas
\n\n\t<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n \n\t\n\tOlika \u00e5terbetalningstider till\u00e4mpas vid bankl\u00e5n.
F\u00f6retagskrediten har flexibel l\u00f6ptid.<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning sker normalt inom 2-7 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n Enligt offert efter ans\u00f6kan.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Se ovan.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Personlig borgensf\u00f6rbindelse kan kr\u00e4vas, n\u00e5gon typ av s\u00e4kerhet kr\u00e4vs alltid.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kan g\u00f6ras enligt avtal. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Info om betalningsanm\u00e4rkning saknas.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om Nordea F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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Danske Bank A\/S<\/h2>\n\n\n\n\n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n Danske Bank Bankl\u00e5n \/ r\u00f6relsekredit\n\t<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n Normal l\u00f6ptid 3-10 \u00e5r<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning sker normalt inom 1-5 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n Uppgifter om kostnader saknas.<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n Se ovan.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Ingen information om krav p\u00e5 personlig borgensf\u00f6rbindelse.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kan g\u00f6ras enligt avtal. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Betalningsanm\u00e4rkning till\u00e5ts ej.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om Danske Bank F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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Collector Bank AB<\/h2>\n\n\n \n \n \n \n \n \n \n \n
Belopp<\/font><\/td>\n Tillv\u00e4xtl\u00e5net 50.000 – 500.000 kr\n\t<\/td>\n\n <\/tr>\n \n
L\u00f6ptid<\/font><\/td>\n 6-18 m\u00e5nader<\/td>\n\n <\/tr>\n
Pengar p\u00e5 kontot<\/font><\/td>\n Utbetalning inom 2-7 bankdagar.<\/td>\n\n <\/tr>\n
R\u00e4nta<\/font><\/td>\n M\u00e5nadsr\u00e4nta 0,65% – 1,75%<\/td>\n\n <\/tr>\n
Uppl\u00e4ggningsavgift<\/font><\/td>\n 895 kr.<\/td>\n \n <\/tr>\n \n
Borgens\u00e5tagande<\/font><\/td>\n Personlig borgen eller motsvarande kan kr\u00e4vas.<\/td>\n \n <\/tr>\n \n
F\u00f6rtidsinl\u00f6sen<\/font><\/td>\n Kontakta Collector Bank direkt f\u00f6r mer information. <\/td>\n <\/tr>\n\n
Betalningsanm\u00e4rkning<\/font><\/td>\n Till\u00e5ts ej.<\/td>\n \n <\/tr>\n\n \n\n<\/table><\/span>\n\n\n
Mer om Collector Bank F\u00f6retagsl\u00e5n<\/a>\n\nAns\u00f6k nu<\/a><\/div>\n<\/div>\n<\/div><\/div>
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\u00c5landsbanken<\/h2>\n\n
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F\u00f6retagsl\u00e5n\/R\u00f6relsekredit<\/p>\n\n