{"id":4045,"date":"2018-03-08T10:43:12","date_gmt":"2018-03-08T10:43:12","guid":{"rendered":"https:\/\/firmalan.noordev.se\/erhvervslaan\/"},"modified":"2026-08-11T13:28:27","modified_gmt":"2026-08-11T13:28:27","slug":"erhvervslaan","status":"publish","type":"page","link":"https:\/\/firmalan.noordev.se\/dk\/erhvervslaan\/","title":{"rendered":"Erhvervsl\u00e5n"},"content":{"rendered":"\n

N\u00e5r dr\u00f8mmen om at v\u00e6re selvst\u00e6ndig skal realiseres er der masser at tage stilling til. Hvilken selskabsform skal du v\u00e6lge? Har du brug for en erhvervskonto og hvem skal du have den hos? Is\u00e6r er pengesp\u00f8rgsm\u00e5l noget tiden kan g\u00e5 med. Det kan v\u00e6re du skal bruge noget s\u00e6rlig elektronik til din virksomhed eller at du skal have indrettet en klinik med inventar. Det koster og det er ikke altid nemt at f\u00e5 banken med. For erhvervsdrivende er l\u00e5n til opstart af virksomhed ofte en n\u00f8dvendighed, men sv\u00e6rt at f\u00e5.<\/p>\n\n\n\n

 <\/p>\n\n\n\n

For at f\u00e5 et indtryk af l\u00e5nepriserne kan du sammenligne flere l\u00e5nudbydere med hinanden og komme frem til det bedste erhvervsl\u00e5n. Find ud af hvem der har markedets billigste gebyr,bedste rentesatser p\u00e5 det l\u00e5n eller den finansieringsaftale du \u00f8nsker, kan du lave en prissammenligning. F\u00e5 dig et et godt samlet overblik over hvilke muligheder der er at s\u00f8ge erhvervsl\u00e5n uden sikkerhed og hvilke garantier kr\u00e6ver bankerne.<\/p>\n\n\n\n

\n
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L\u00e5nefirma<\/p>\n<\/div>\n\n\n\n

\n

Bel\u00f8b<\/p>\n<\/div>\n\n\n\n

\n

L\u00f8betid<\/p>\n<\/div>\n\n\n\n

\n

Rente<\/p>\n<\/div>\n\n\n\n

\n

Gebyr<\/p>\n<\/div>\n\n\n\n

\n

L\u00e5ne<\/p>\n<\/div>\n<\/div>\n\n\n\n

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\"\"<\/figure>\n\n

Qred Erhvervsl\u00e5n, filial af Qred F\u00f6retagsl\u00e5n AB, Sverige<\/p>\n\n

38972294<\/p><\/div>\n\n\n\n

10.000-500.000 kr<\/p><\/div>\n\n\n\n

6-18 mdr<\/p><\/div>\n\n\n\n

25.44% (1.91% pr mnd)<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
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\"\"<\/figure>\n\n

Ferratum Sweden AB<\/p>\n\n

SE5566959655<\/p><\/div>\n\n\n\n

15.000-1.500.000 kr<\/p><\/div>\n\n\n\n

6-24 m\u00e5neder<\/p><\/div>\n\n\n\n

40.92% (2.50% pr mnd)<\/p><\/div>\n\n\n\n

2.95% af l\u00e5net<\/p><\/div>\n\n\n\n

\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
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\"\"<\/figure>\n\n

Flex Funding A\/S<\/p>\n\n

25619978<\/p><\/div>\n\n\n\n

200.000-15.000.000 kr<\/p><\/div>\n\n\n\n

6-60 mdr<\/p><\/div>\n\n\n\n

4.25%-9.70%<\/p><\/div>\n\n\n\n

2.0% (minimum 50.000 kr.)-3.0% af l\u00e5net<\/p><\/div>\n\n\n\n

\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
\n
\"\"<\/figure>\n\n

Lendino A\/S<\/p>\n\n

35654135<\/p><\/div>\n\n\n\n

op tll 5.000.000 kr<\/p><\/div>\n\n\n\n

12-60 mdr<\/p><\/div>\n\n\n\n

5%-15%<\/p><\/div>\n\n\n\n

2.0-4.0% af l\u00e5net (minimum 9.500 kr)<\/p><\/div>\n\n\n\n

\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\"\"<\/figure>\n\n

OPR-Finance ApS<\/p>\n\n

37604615<\/p><\/div>\n\n\n\n

20.000-500.000 kr<\/p><\/div>\n\n\n\n

1-24 mdr<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n
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Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\n\n

A\/S Arbejdernes Landsbank<\/p>\n\n

31467012<\/p><\/div>\n\n\n\n

Erhvervsejendom, realkreditl\u00e5n, erhvervsl\u00e5n<\/p><\/div>\n\n\n\n

op til 120 mdr<\/p><\/div>\n\n\n\n

Fast eller variabel rente<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
\n
\n\n

BOOOMERANG IVS<\/p>\n\n

36413654<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
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Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
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\n\n

Danske Bank A\/S,<\/p>\n\n

61126228<\/p><\/div>\n\n\n\n

Mellemfinansiering,Erhvervsl\u00e5n 3-10 \u00e5r,Realkreditl\u00e5n,Kassekredit<\/p><\/div>\n\n\n\n

36-360 mdr<\/p><\/div>\n\n\n\n

Fast eller variabel rente<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
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Fr\u00f8s Sparekasse<\/p>\n\n

67051815<\/p><\/div>\n\n\n\n

185.000-1.000.000 kr<\/p><\/div>\n\n\n\n

op til 120 mdr<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n

\u00e5rlig pr\u00e6mie p\u00e5 1,5% p.a <\/p><\/div>\n\n\n\n

\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\n\n

Jyske Bank A\/S<\/p>\n\n

17616617<\/p><\/div>\n\n\n\n

Der er ikke angivet nogen l\u00e5nebel\u00f8b<\/p><\/div>\n\n\n\n

op til 360 mdr<\/p><\/div>\n\n\n\n

Fast\/variabel basisrente+ Rentetill\u00e6g <\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
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Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
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\n\n

Nordea Finans Danmark A\/S<\/p>\n\n

25992180<\/p><\/div>\n\n\n\n

realkreditl\u00e5n min. 100.000 kr<\/p><\/div>\n\n\n\n

120-360 mdr<\/p><\/div>\n\n\n\n

1.0-3.0% (\u00c5OP 2-4%)<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\n\n

Nykredit realkredit a\/s<\/p>\n\n

12719280<\/p><\/div>\n\n\n\n

L\u00e5n i danske kroner el. euro<\/p><\/div>\n\n\n\n

op til 120 mdr<\/p><\/div>\n\n\n\n

fast eller variabel<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
\n
\n\n

Sparekassen Kronjylland<\/p>\n\n

17912828<\/p><\/div>\n\n\n\n

Driftskredit, Anl\u00e6gsl\u00e5n, Valutal\u00e5n<\/p><\/div>\n\n\n\n

manglende data<\/p><\/div>\n\n\n\n

variabel<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
\n
Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\n\n

Sydbank A\/S<\/p>\n\n

12626509<\/p><\/div>\n\n\n\n

Driftskredit, Anl\u00e6gsl\u00e5n, Valutal\u00e5n<\/p><\/div>\n\n\n\n

manglende data<\/p><\/div>\n\n\n\n

variabel<\/p><\/div>\n\n\n\n

<\/div>\n\n\n\n
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Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div>
\n
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\n\n\n\n<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
<\/div>\n\n\n\n
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Ans\u00f8g om l\u00e5n<\/a>\n\nMere info<\/a><\/div>\n<\/div>\n<\/div>\n\n
\n<\/div><\/div><\/div><\/div>\n\n\n\n

Erhvervsl\u00e5n eller privatl\u00e5n<\/h3>\n\n\n\n

Hvis du har et selskab (Aps, IVS, A\/S) er et erhvervsl\u00e5n klart at foretr\u00e6kke, for s\u00e5 h\u00e6fter du ikke personligt for l\u00e5net. Det g\u00f8r dit selskab nemlig. Men af samme grund er det ofte meget sv\u00e6rt, ja n\u00e6sten umuligt at f\u00e5 et l\u00e5n til virksomheden<\/a> uden at selv stille sikkerhed. Det er egentlig til at forst\u00e5. Banken har jo ingen mulighed for at f\u00e5 pengene tilbage, hvis firmaet g\u00e5r konkurs og med et nyt firma, ja s\u00e5 ved banken jo ikke hvem du er.<\/p>\n\n\n\n

Du vil derfor ofte blive bedt om at freml\u00e6gge \u00e5rsregnskab og det har du som nystartet firma jo ikke. Hvad g\u00f8r man s\u00e5? Du m\u00e5 nok forberede dig p\u00e5 at du kommer til at h\u00e6fte personligt for l\u00e5net. Det er ogs\u00e5 derfor mange v\u00e6lger at l\u00e5ne penge hos familien, s\u00e6lge ud af v\u00e6rdierne og spare op. Det er ikke altid lige s\u00e5 sjovt, men det er virkelighed for de fleste selvst\u00e6ndige.<\/p>\n\n\n\n

Alternativt kan du pr\u00f8ve at f\u00e5 en kassekredit til firmaet<\/a>, det kan nogle gange v\u00e6re nemmere, is\u00e6r hvis du allerede har en indt\u00e6gt. Det handler ogs\u00e5 om hvad du skal bruge pengene til. Har du en god forklaring, s\u00e5 kan det v\u00e6re nemmere at overbevise bankr\u00e5dgiveren.<\/p>\n","protected":false},"excerpt":{"rendered":"

N\u00e5r dr\u00f8mmen om at v\u00e6re selvst\u00e6ndig skal realiseres er der masser at tage stilling til. Hvilken selskabsform skal du v\u00e6lge? Har du brug for en erhvervskonto og hvem skal du have den hos? Is\u00e6r er pengesp\u00f8rgsm\u00e5l noget tiden kan g\u00e5 med. Det kan v\u00e6re du skal bruge noget s\u00e6rlig elektronik til din virksomhed eller at […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-4045","page","type-page","status-publish","hentry"],"yoast_head":"\nErhvervsl\u00e5n - erhvervsdrivende l\u00e5n til opstart af virksomhed<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Erhvervsl\u00e5n - erhvervsdrivende l\u00e5n til opstart af virksomhed\" \/>\n<meta property=\"og:description\" content=\"N\u00e5r dr\u00f8mmen om at v\u00e6re selvst\u00e6ndig skal realiseres er der masser at tage stilling til. Hvilken selskabsform skal du v\u00e6lge? 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